How We Offer Financial Services

Forum Financial Management, LP, provides fee-based wealth management and financial planning services for a wide variety of clients. We strive to take the emotions out of investing and counsel clients to avoid making short-sighted moves based on current market conditions. Our goal is to help our clients build, manage, and preserve their wealth with a sustainable strategy linked directly to their risk tolerance, stage in life, and personal financial goals. We believe that a wise approach is to hire an advisor based on trust, confidence, integrity, and experience.

A pair of glasses sitting on top of some papers.

The Value of Working With Us

  • Our Advisors Counsel Clients to Take a Long-term Approach to Their Financial Goals and Avoid Making Short-sighted Moves Based on Current Market Conditions. Our Firm Gets to Know Your Goals and Risk Tolerance Levels, So We Can Help You Achieve These Goals. We Strive to Take the Emotions Out of Investing by Sticking to a Long-term Plan, While Being Flexible Enough to Change the Plans if Your Personal Situation Changes.
  • We Add Value by Properly Using Asset Location Strategies. Placing Less-tax-advantaged Asset Classes in Tax-deferred Accounts and Tax-efficient Asset Classes in Taxable Accounts Definitely Adds Value. We Manage Your Overall Allocation Strategy by Employing These Asset Location Strategies.
  • Cost-effective Investing Strategies Can Increase Returns. Too Many Individuals Focus on a Single Investment to the Exclusion of Fundamentally Sound Financial Strategies. We Use Low-cost, Institutional Mutual Funds and Trade Efficiently to Keep Your Costs Down.
  • Maintaining Asset Allocations by Strategic Rebalancing is Another Way Advisors Can Add Value. Our Firm Monitors Your Allocations Continually, and We Trade Whenever Your Allocations Are Outside a Predetermined Range. We Use Dividend and Capital Gain Payouts Whenever Possible to Avoid Realizing Capital Gains in the Rebalancing Process.
  • We Also Add Value During the Spend-down Phase of Your Investment Plan by Implementing a Sound Withdrawal Strategy. Our Lifetime Income Portfolio Program Protects the Downside Risk of the Funds You Need for the Short and Medium Term, While Helping You Beat Inflation Over the Long Term.

Our deep bench of highly credentialed professionals has decades of experience across portfolio management, retirement planning, estate planning, insurance analysis, and income tax planning. We believe that a wise approach is to hire an advisor based on trust, confidence, integrity, and experience. Our mission is to develop a sustainable strategy for each client linked directly to his or her risk tolerance, stage in life, and personal financial goals.

A man in a suit and tie holding out his hand.

Our Investment Approach

At Forum, we use a highly diversified investment strategy derived from decades of academic research in financial and market theory. Our approach has seven key components:

1. We believe that markets work. The capital markets do a good job of fairly pricing all available information, as well as incorporating investor expectations about publicly traded securities.

2. We believe that only long-term investing in the equity markets offers you a return that outpaces the effects of both inflation and taxes on your portfolio.

3. We believe that risk and return are related. Our portfolios are structured to take advantage of the dimensions of risk offered by investing a measured portion in the small and value asset classes. These size and value effects are strong across global markets.

4. We use two important methods for managing risk and moderating volatility:

  • Adding Fixed Income
  • Diversifying Globally Across More Than 11,000 Securities in About 50 Countries

1. We believe that structured investing, along with disciplined portfolio rebalancing, helps individuals achieve their long-term financial goals and mitigate the damage that might be caused by investing emotionally.

2. We use low-cost, institutional, asset-class mutual funds.

3. We use a third-party custodian to hold your investments, and, as a Registered Investment Advisor, we have a fiduciary relationship with all our clients, which means we always put your interests first.

Forum Financial Management, LP, is registered as an investment advisor with the Securities and Exchange Commission. The home office is located at 1900 S. Highland Ave., Suite 100, Lombard, IL 60148. Before making an investment decision, please contact our office at 630.873.8520 to receive a copy of Forum's Advisory Agreement and Form ADV Part 2A, which includes Forum's fee schedule. This information is intended to serve as a basis for further discussion with your professional advisors. Although great effort has been taken to provide accurate numbers and explanations, this information should not be relied upon for making investment decisions. www.forumfinancial.com